Form 4 for BFH BREAD FINANCIAL HOLDINGS, INC.

Accepted 2026-06-17 18:07:24 ET · period of report 2026-06-15 · accession 0001321140-26-000006 · SEC index · Original document

Summary rows

Aggregated the way they appear in lists: one row per insider, transaction code and security table.

X	Filed	Traded	Ticker	Insider	Title	Type	Price	Qty	Owned	ΔOwn	Value
	2026-06-17 18:07	2026-06-15	BFH	Gerspach John C	Dir	A - Grant	—	+1,638	48.8K	+3%	—

Purchase Sale Sale after option exercise All abbreviations

#	Table	Security	Date	Code	A/D	Shares	Price	Owned after	Own	Exercise / expiry	Underlying	Footnotes
1	Common	Common Stock	2026-06-15	A	A	1,638	—	48,844	D	—	—	(F1) The new grant is for 1,638 shares of common stock represented by restricted stock units, which will vest on June 15, 2027. (F1) The new grant is for 1,638 shares of common stock represented by restricted stock units, which will vest on June 15, 2027. (F2) The total amount of securities beneficially owned includes: (a) 21,564 unrestricted shares; (b) 5,981 unvested restricted stock units granted 6/22/20; (c) 2,241 unvested restricted stock units granted 6/15/21; (d) 431 unvested restricted stock units granted 9/15/21; (e) 474 unvested restricted stock units granted 12/15/21; (f) 538 unvested restricted stock units granted 3/15/22; (g) 2,650 unvested restricted stock units granted 6/15/22; (h) 934 unvested restricted stock units granted 7/15/22; (i) 969 unvested restricted stock units granted 10/17/22; (j) 912 unvested restricted stock units granted 1/17/23; (k) 1,038 unvested restricted stock units granted 4/17/23; (l) 4,932 unvested restricted stock units granted 6/15/23; (m) 1,186 unvested restricted stock units granted 7/17/23; (n) 1,033 unvested restricted stock units granted 10/16/23;