Form 4 for BETR Better Home & Finance Holding Co
Accepted 2025-09-08 00:00:00 ET · period of report 2025-09-04 · accession 0001614749-25-000005 · SEC index · Original document
Summary rows
Aggregated the way they appear in lists: one row per insider, transaction code and security table.
| X | Filed | Traded | Ticker | Insider | Title | Type | Price | Qty | Owned | ΔOwn | Value |
|---|---|---|---|---|---|---|---|---|---|---|---|
| D | 2025-09-08 | 2025-09-04 | BETR | Nicholas J. Calamari | CAO, Senior Counsel | C - Cnv Deriv | $0.00 | +12.5K | 22.0K | +133% | $0 |
| DMI | 2025-09-08 | 2025-09-04 | BETR | Nicholas J. Calamari | CAO, Senior Counsel | S - Sale | $21.87 | -4,892 | 0 | -100% | -$107.0K |
| DM | 2025-09-08 | 2025-09-04 | BETR | Nicholas J. Calamari | CAO, Senior Counsel | S - Sale | $21.87 | -12.5K | 9,451 | -57% | -$273.9K |
| DMI | 2025-09-08 | 2025-09-04 | BETR | Nicholas J. Calamari | CAO, Senior Counsel | C - Cnv Deriv | $0.00 | +4,892 | 2,446 | New | $0 |
| DMI | 2025-09-08 | 2025-09-04 | BETR | Nicholas J. Calamari | CAO, Senior Counsel | C - Cnv Deriv | $0.00 | -4,892 | 22.0K | -18% | $0 |
| D | 2025-09-08 | 2025-09-04 | BETR | Nicholas J. Calamari | CAO, Senior Counsel | C - Cnv Deriv | $0.00 | -12.5K | 115.0K | -10% | $0 |
Purchase Sale Sale after option exercise All abbreviations
Every reported transaction
| # | Table | Security | Date | Code | A/D | Shares | Price | Owned after | Own | Exercise / expiry | Underlying | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Common | Class A Common Stock | 2025-09-04 | C | A | 12,527 | $0.00 | 21,978 | D By the Anika G Austin Descendants Trust | — | — | (F1) The Reporting Person is the spouse of the beneficiary of the Anika G Austin Descendants Trust, of which the Reporting Person serves as the trustee for the benefit of the Reporting Person's spouse and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Anika G Austin Descendants Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose. |
| 2 | Common | Class A Common Stock | 2025-09-04 | S | D | 2,420 | $21.86 | 26 | I By the Anika G Austin Descendants Trust | — | — | (F3) The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $21.64 to $22.22 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range. (F1) The Reporting Person is the spouse of the beneficiary of the Anika G Austin Descendants Trust, of which the Reporting Person serves as the trustee for the benefit of the Reporting Person's spouse and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Anika G Austin Descendants Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose. |
| 3 | Common | Class A Common Stock | 2025-09-04 | S | D | 12,394 | $21.86 | 9,584 | D | — | — | (F3) The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $21.64 to $22.22 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range. |
| 4 | Common | Class A Common Stock | 2025-09-04 | S | D | 133 | $22.68 | 9,451 | D | — | — | |
| 5 | Common | Class A Common Stock | 2025-09-04 | S | D | 26 | $22.68 | 0 | I By the Nicholas J. Calamari Family Trust | — | — | (F2) The Reporting Person is the controlling party of the Nicholas J. Calamari Family Trust, of which the Reporting Person's spouse serves as the trustee for the benefit of the Reporting Person and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Nicholas J. Calamari Family Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose. |
| 6 | Common | Class A Common Stock | 2025-09-04 | S | D | 2,420 | $21.86 | 26 | I By the Nicholas J. Calamari Family Trust | — | — | (F3) The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $21.64 to $22.22 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range. (F2) The Reporting Person is the controlling party of the Nicholas J. Calamari Family Trust, of which the Reporting Person's spouse serves as the trustee for the benefit of the Reporting Person and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Nicholas J. Calamari Family Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose. |
| 7 | Common | Class A Common Stock | 2025-09-04 | S | D | 26 | $22.68 | 0 | I | — | — | |
| 8 | Common | Class A Common Stock | 2025-09-04 | C | A | 2,446 | $0.00 | 2,446 | I By the Anika G Austin Descendants Trust | — | — | (F1) The Reporting Person is the spouse of the beneficiary of the Anika G Austin Descendants Trust, of which the Reporting Person serves as the trustee for the benefit of the Reporting Person's spouse and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Anika G Austin Descendants Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose. |
| 9 | Common | Class A Common Stock | 2025-09-04 | C | A | 2,446 | $0.00 | 2,446 | I By the Nicholas J. Calamari Family Trust | — | — | (F2) The Reporting Person is the controlling party of the Nicholas J. Calamari Family Trust, of which the Reporting Person's spouse serves as the trustee for the benefit of the Reporting Person and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Nicholas J. Calamari Family Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose. |
| 10 | Derivative | Class B Common Stock | 2025-09-04 | C | D | 2,446 | $0.00 | 22,012 | I By the Nicholas J. Calamari Family Trust | — · — to — | 2,446 Class A Common Stock | (F2) The Reporting Person is the controlling party of the Nicholas J. Calamari Family Trust, of which the Reporting Person's spouse serves as the trustee for the benefit of the Reporting Person and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Nicholas J. Calamari Family Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose. (F4) Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder. |
| 11 | Derivative | Class B Common Stock | 2025-09-04 | C | D | 2,446 | $0.00 | 22,012 | I By the Anika G Austin Descendants Trust | — · — to — | 2,446 Class A Common Stock | (F1) The Reporting Person is the spouse of the beneficiary of the Anika G Austin Descendants Trust, of which the Reporting Person serves as the trustee for the benefit of the Reporting Person's spouse and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Anika G Austin Descendants Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose. (F4) Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder. |
| 12 | Derivative | Class B Common Stock | 2025-09-04 | C | D | 12,527 | $0.00 | 115,033 | D | — · — to — | 12,527 Class A Common Stock | (F4) Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder. |