Form 4 for UPST Upstart Holdings, Inc.

Accepted 2026-03-03 00:00:00 ET · period of report 2026-02-28 · accession 0001832808-26-000004 · SEC index · Original document

Summary rows

Aggregated the way they appear in lists: one row per insider, transaction code and security table.

X	Filed	Traded	Ticker	Insider	Title	Type	Price	Qty	Owned	ΔOwn	Value
D	2026-03-03	2026-02-28	UPST	Datta Sanjay	See Remarks	A - Grant	$0.00	+61.7K	338.4K	+22%	$0
D	2026-03-03	2026-02-28	UPST	Datta Sanjay	See Remarks	A - Grant	$0.00	+185.0K	185.0K	New	$0

Purchase Sale Sale after option exercise All abbreviations

#	Table	Security	Date	Code	A/D	Shares	Price	Owned after	Own	Exercise / expiry	Underlying	Footnotes
1	Common	Common Stock	2026-02-28	A	A	61,670	$0.00	338,358	D	—	—	(F1) These securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock. 1/16th of the RSUs shall vest on May 15, 2026 and at the end of each successive three month period thereafter, subject to the Reporting Person continuing as a service provider through each such date. (F2) Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
2	Derivative	Performance-based Restricted Stock Unit	2026-02-28	A	A	185,008	$0.00	185,008	D	$0.00 · — to —	185,008 Common Stock	(F3) These securities are performance-based restricted stock units (PRSUs). Each PRSU represents a contingent right to receive one share of Common Stock in an amount from 0% to 300% of the target number of PRSUs granted. The actual number of PRSUs earned will be based, in part, upon achievement of certain TSR CAGR targets as of February 15, 2030 and subject to vesting on February 20, 2030, subject to the Reporting Person continuing as a service provider through such date.